Intro APR: None. 25 cents per point. Sapphire Preferred — 95 USD per year. They earn 3 points per dollar spent on dining purchases worldwide on both cards, plus 3 points per dollar spent on travel on the Sapphire Reserve and 2 points per dollar spent. The Chase Sapphire Preferred offers a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. The Chase Sapphire Preferred card is the Swiss-army knife of travel cards, providing solid benefits for frequent travelers from a trusted brand. The current welcome bonus on the Chase Sapphire Preferred is 60,000 points after you spend $4,000 on purchases within the first three months from account opening. 3. With the Chase Sapphire Preferred, cardholders can earn 60,000. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Your card has insurance to cover you. That means you’ll need at least good credit to be approved. The Sapphire Preferred is one of our most recommended credit cards, especially for travel beginners. 49%. The reimbursement can cover. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Learn more about the Chase Sapphire Lounge by The Club and enjoy travel benefits today. $ 0. With a value of 2. With the Chase Sapphire Preferred® Card, points can be used to book travel through the Chase Ultimate Rewards® portal for a value of 1. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. OR ANY OF ITS AFFILIATES. Before comparing the Chase Sapphire Preferred to the best Citi AAdvantage credit cards, let’s quickly review some of the best travel perks: Earn up to 5x Chase Ultimate Rewards® on purchases; 3x points on qualifying dining, online grocery orders, and select streaming servicesThe Chase Sapphire Preferred® Card is commonly known as the best card for those starting off with travel rewards. With the Chase Sapphire Preferred, your student can register for at least one year of DoorDash DashPass, DoorDash's subscription service by Dec. 49% while the APR on the Venture Rewards is 19. Both the Chase Sapphire Preferred Card and the Chase Sapphire Reserve offer identical insurances: up to $10,000 per covered person with a maximum of $20,000 per trip. Even with the $95 annual fee, the card is truly loaded with rewards and perks that many competing cards can. If you want to. Earn up to 50,000 Bonus Points per year by referring friends to the Sapphire Reserve card. $0 when you have an average beginning balance of $75,000 or more in any combination of this account and linked qualifying deposits /investments. 5 points per dollar spent for all. The $95 annual fee is easily offset through its solid rewards, welcome bonus and loyalty program. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The Sapphire Preferred is often recommended as a great beginner travel card because you can either transfer your points to partner airline and hotel loyalty programs or redeem your points at 1. First, you could book flights directly through the Ultimate Rewards travel portal. For example, if. A. Sapphire Banking fees 4, 5. This popular card features a sizable welcome bonus, a reasonable $95. 25 cents each toward a travel purchase, meaning that 60,000 Ultimate Rewards points will get you $750 worth of travel. If you're an intermediate or advanced points and miles collector, you may have written off this card as being for beginners. The Chase Sapphire Preferred is popular because it offers desirable rewards rates on travel, hotels, car rentals and more, including everyday spending categories like dining and streaming. So, while the average score for approvals is "good" to "very good," perfect credit history isn't necessary. The Chase Sapphire Preferred’s annual fee is very reasonable and is in line with what many mid. Covered losses include: Physical damage and theft of the covered rental vehicle. As the branding implies, the Chase Sapphire Preferred is not a United exclusive card, with United being only one option in a long list of potential transfer. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. But with many other valuable cards to choose from, does it. This card offers 60,000 bonus points for spending $4,000 in the first 3 months, which covers the cost of the annual fee for years. Most travel cards issued by Chase are subject to 5/24 for approval, including cobranded cards. You can cash those bonus points out for 1. 1:1 point transfers to Chase travel partners including major airlines and hotels. The Chase Sapphire Preferred annual fee is lowered to $0 for anyone listed as a covered borrower in the Military Lending Act Database. There is no extra annual fee for this card’s authorized users. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. Both. Our rating: 4. The Chase Sapphire Reserve® is a premium travel credit card and its annual fee reflects such: It costs $550 each year to hold the card. However, with the Chase Sapphire Preferred, you get added value. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. com. 49%-28. That works out to roughly $250 per person — and. The Chase Sapphire Preferred Card is the lower $95-annual-fee version and remains a top pick, winning Best Travel Rewards Credit Card and Best Refreshed Credit Card in the 2021 TPG Awards. In turn, its 60,000-point bonus is worth $750 in travel. The Chase Sapphire Preferred is a travel credit card that offers 5X Ultimate Rewards points on travel purchased through the Chase portal, 2X points on other travel purchases and 1X point on all other purchases. Save money on annual fees. Purchases made with this card are covered against eligible damage or loss for up to 120 days after purchase, for up to $500 in coverage per claim and $50,000 per account. Redeem toward most anything Disney at most Disney U. Every year on your account anniversary, you’ll earn a statement credit worth up to $50 in hotels booked through Chase Ultimate Rewards. OR . But if you don’t want to tie yourself down to a particular airline, it. d. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. Every year on your account anniversary, you’ll earn a statement credit worth up to $50 in hotels booked through Chase Ultimate Rewards. 25 cents apiece, depending on how you redeem them. Neither card offers an. The Chase Sapphire Preferred® Card card offers a welcome bonus of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening and the Chase Sapphire Reserve. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. Plus, the Chase Sapphire Preferred has a modest annual fee that many users can offset by taking advantage of the card’s many benefits. $95. This popular card offers users enticing travel perks, from no foreign transaction fees to access to 10+ airline and hotel transfer partners — all at an affordable $95 annual fee price point. Both offer up to $50,000 in. 5 cent per point. In addition to attractive bonus spending categories, the Chase Sapphire. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when redeemed through Chase Ultimate Rewards ®. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. com, Hulu. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. You're now leaving Chase. NOT FDIC INSURED. This can be a good option for booking low-cost domestic airfare with your Chase points since. There’s also no limit to the number of users you can add. 5X on all purchases. Additionally, it offers flexible point redemption options, no foreign. You can add a Chase Sapphire Preferred authorized user either through your online account or by calling customer service at (800) 732-9194. Open for details, including ways to avoid certain fees. Cardholders pay no foreign transaction fee but a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is. S. In exchange for a $95. The Chase Sapphire Preferred is worth it if you can utilize the card’s rewards and benefits more than the $95 annual fee. 25 cents per point when booking. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Visit Chase Dining℠ to redeem points for takeout, access exclusive reservations and book culinary experiences. Reward your inbox with the TPG Daily newsletter. For a $95 annual fee, Chase Sapphire Preferred offers a huge. 25 cents toward travel booked. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. That's $750 when you redeem through Chase Ultimate Rewards®. The Chase Sapphire Preferred® Card is the winner over the Bank of America Customized Cash Rewards credit card. Another benefit is the ability to stack CLEAR with other programs, such as TSA PreCheck. APR. Ink Business Preferred Credit Card. Chase Sapphire Preferred Card: $95: 3x on dining and 2x travel purchases (and 5x on Lyft through March 2025) Both: Ink Business Preferred Credit Card: $95: 3x on the first $150,000 spent on travel and select business purchases each account anniversary year:In 2021, Chase revealed new benefits for both of its Sapphire cards, which included the addition of the $50 hotel credit for those with the Chase Sapphire Preferred® Card. And, its $95 annual fee is a fraction of the premium travel card's. The Chase Sapphire Preferred 10% anniversary bonus multiplies the dollar amount you've spent on the card by 0. It all starts with a sign-up bonus of. But if you don't currently have the card. Navigate to ‘Account Services. Chase Sapphire℠ Checking Account Fees. A. It offers strong value to consumers looking for a hefty welcome offer, flexible rewards and generous. Chase Sapphire Preferred Card: 15,000 bonus points for each referral — up to 75,000 points per year. Trip cancellation and interruption insurance up to $10,000 per person ($20,000 per trip) The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. I pay everything and have a decent score (~750). Select "Card Benefits. & Keri Stooksbury. A: Eligible Sapphire card holders who open or upgrade to a new Sapphire banking account with at least $75,000 in new qualifying deposits and/or investments will receive 60,000 Ultimate Rewards points, worth $1,200 based on TPG's latest valuations. Chase Sapphire Preferred Card Bank of America Travel Rewards; Sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening: 25,000 points after you spend $1,000 in the first 90 days of account opening: Annual fee: $95: $0: Earning rates:At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. Its initial bonus is 60,000 points. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. With the Chase Sapphire Preferred card, you’ll get a 25% redemption bonus on travel bookings made through Chase Ultimate Rewards. P. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. Both the Chase Sapphire Preferred card and Citi Premier card come with these distinct travel benefits: Luxury Hotel Benefits — The Chase Sapphire Preferred card offers access to elite-style benefits via the Chase Luxury Hotel and Resorts Collection. The Chase Sapphire Reserve provides top-notch coverage for rental cars and also provides $300 in annual travel credits plus airport lounge access; the card's annual fee is $550. And there's no better place to start than the Chase Sapphire Preferred® Card which offers 60,000 Ultimate Rewards points after spending $4,000 in the first three months of card membership. Credit Recommended. The Chase Sapphire Preferred charges a 21. The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months from account opening,. Rewards everywhere you shop with no annual credit card fee †. Yet travelers still have plenty of questions about this card. So they’re worth more if you redeem them to make new travel purchases through Chase. Find a Chase location near you. Most cardholders have credit scores of 720 and above. For many, the decision comes down to this simple cost. Cardholders of the Chase Sapphire Preferred card receive a few other solid benefits that can be beneficial, including a free year subscription to DoorDash DashPass which offers free delivery and reduced service fees on orders of $12 or more. Its collection of travel and purchase protections, statement. How to upgrade from Chase Sapphire Preferred to Reserve. 49%-28. They also stipulate a maximum payout of $40,000 per 12-month period. Both cards offer 60,000 bonus points after you spend $4,000 within three months of account opening. There are no credit requirements or age restrictions, either. Balance Transfers Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. If you have the Chase Sapphire Reserve® , your points will be worth 1. So they’re a bit more valuable than Amex points in this regard. Limited to one Sapphire card (e. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Chase Sapphire Preferred: Complete Guide to Benefits & Points - Katie's Travel Tricks. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. Benefits include daily breakfast for 2, complimentary Wi-Fi, an onsite amenity, room. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. The Chase Sapphire Preferred’s increased welcome bonus gives you 80,000 bonus points after spending $4,000 on purchases within the first three months from account opening. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed. Enter the authorized user's detail s: After clicking on the ‘add authorized user' tab, you will be. Chase Sapphire Preferred is an excellent travel rewards card for people with good credit or better. That's partly because it lets you transfer points at a 1:1. My Chase Plan SM Fee (fixed finance charge). So if Chase doesn't qualify you for at least a $5,000 credit line, then you usually won't be approved for the card either. The Chase Sapphire Preferred has an annual fee of $95. 25. The card typically comes with a generous sign-up bonus. It offers extensive access to airport lounges, a yearly credit up to $200 for incidental. But first, you’ll find a preview of the bonus offers below. The Chase Sapphire Preferred charges a variable APR of 21. This will give you and up. Those points are worth a minimum of $750 towards travel – more on that later. 0125, but your credit card will be charged the full. It's a credit card built solely for the purpose of travel and dials everything into making that experience. Instead, you need a premium card like the Sapphire Preferred, Chase Sapphire Reserve or Ink Business Preferred Credit Card. 25 when redeemed using the Chase travel site or the Pay Yourself Back function (so. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. 5 points per dollar spent for all. com. The card carries a $95 annual fee. That's $750 when you redeem through Chase Ultimate Rewards®. Standard: The Standard membership plan offers $35 lounge visits with an annual fee of $99. New cardholders of the. How to Get Approved for Chase Sapphire Preferred: Have an excellent credit score (usually 720+). The easiest way you can reach the Chase Sapphire Preferred customer service is by sending them a secure message online or by calling them at (800) 493-3319. Bottom Line Chase Sapphire Preferred is one of the best credit cards for bonus rewards, particularly if you like to travel. 5. Welcome offers. Complete guide to my favorite miles and points card for beginners: Chase Sapphire Preferred. The Sapphire Preferred Auto Rental CDW covers the cardholder or authorized driver for theft and damage while the vehicle is in your control for a rental period not exceeding 31 consecutive days. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. You can book flights with all of the Chase transfer partner airlines through the portal, except for. Cardholders can call 800-847-2869; service is available in the U. Cardholders can only. Transfer points to a partner: If you have a Sapphire Reserve or Sapphire Preferred credit card, you have the ability to transfer your rewards points (in 1,000 point increments) to. The Chase Sapphire Preferred® Card offers a trip delay benefit of up to $500 for each purchased ticket if you are delayed by 12 hours or require an overnight stay. That makes a 60,000-point welcome offer. 25 cents per point. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. Chase Sapphire Preferred Rewards . In both cases, the Chase CDW also covers. 25 cents apiece) toward travel booked directly through the Chase Ultimate Rewards portal, which includes flights as well as hotels, cruises, vacation rentals, and more. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. One of these benefits is a $50 annual Ultimate Rewards hotel statement credit for reservations booked through Chase Travel. It’s important to note, though, that you only get extra value through Chase. 72% of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. 60,000 points. Earning Rewards. Here's how the two compare. 5 cents each toward the same purchases; Can be transferred to. One benefit is reimbursement for a TSA PreCheck, Global Entry or NEXUS fee. Reimbursement would be issued in the form of a statement credit up to $100. Use the Chase Sapphire Preferred® Card for the categories that are more rewarding with that card, and use the Chase Freedom Unlimited® for a base rate of 1. Chase doesn’t publicly disclose the Chase Sapphire Preferred. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000 total points through. OR ANY OF ITS AFFILIATES. If you have a decent credit history (a few accounts 3 to 5 years old or more), a decent score (somewhere close to 720), and an income of $50,000+ you probably have some good odds of being approved. worldwide. The balance transfer APR is also the same, and there is no introductory APR for either card. A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee. We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. If you're registered with both programs, you're able to skip the identity verification line and. Sapphire Banking fees 4, 5. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. With this generous offer. Approval Factors for Chase Sapphire Preferred. The Chase Sapphire Preferred charges a 21. For example, if you decide to book a flight to Mexico that. The issuer phrases the sign-up bonus for the. In addition to attractive bonus spending categories, the Chase Sapphire. In this area, the Chase Freedom Unlimited shines. With 1,300 Priority Pass lounges across the globe, you have many to choose from. 3x points on travel and dining: With Chase Sapphire Reserve, you can earn 3x points on all dining and travel purchases after the first $300 is spent on travel purchases annually. If you spend a lot in these categories, the Chase Sapphire Preferred card may be a better choice from an earning perspective. Dream bigger with the Disney Premier Visa Card from Chase. There are four ways to use a Chase Sapphire card to purchase airfare. The Chase Sapphire Preferred is a rewards credit card that offers premium perks in exchange for an annual fee. The Chase Sapphire Preferred and the Chase Sapphire Reserve both require new cardholders to spend $4,000 within three months to earn a 60,000-point bonus right now. This coverage is capped at. Fees. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. The covered expenses include passenger transportation. While Apple Card will be a great card for most people, those who are looking to maximize their earning potential for travel will be much better served with the Chase Sapphire Preferred® card. My Chase Plan SM Fee (fixed finance charge) Monthly fee of 1. Yes, Chase Sapphire Preferred is worth the $95 annual fee if you have at least good credit and you like to travel. The Chase Sapphire Preferred® Card is one of the best travel credit cards for those new to earning rewards as well as one of the best for those who are an expert at redeeming Ultimate Rewards Points for maximum value. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. The rewards for this card, given out as Chase Ultimate Rewards points, are focused on travel and dining spending. Just call the number on the back of your Chase Sapphire Preferred card and explain to a live agent that you’d like to upgrade to the Chase Sapphire Reserve card. Earning Rewards With both cards, you. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. Join Instacart+ with your eligible Chase card to redeem this offer. Rather than having each individual person in your family apply for the card (and each pay for their. Annual Membership Fee. It offers a great return on spend and offers a small handful amount of additional benefits that are very valuable. Lucrative Initial Rewards Bonus. With the Chase Sapphire Preferred Card, trip cancellation insurance will reimburse you or your immediate family members up to $10,000 per person (for a maximum of up to $20,000 per trip) if a. Sapphire Reserve — 550 USD per year, with a 75 USD fee for each additional authorized user. Dream bigger with the Disney Premier Visa Card from Chase. Your Chase Sapphire Preferred approval odds are best if you have a credit score of at least 700. The Chase Sapphire Preferred® Card isn’t a credit card for. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. The Chase Sapphire Preferred Card is one of the best existing travel rewards credit cards on the market. If you don't have either card and are eligible to be approved under Chase's 5/24 regulations, you should consider. credit score 690-850 (Good - Excellent) Get. That's $750 when you redeem through Chase Ultimate Rewards®. After logging in to your Chase Sapphire Preferred Card account, click on ‘More' in the top right corner. The Chase Sapphire Preferred card offers premium dining and travel rewards. Chase Sapphire Reserve: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. 25 cents each when redeemed for travel. com or ESPNPlus. Explore the world and earn premium rewards with Chase Sapphire Reserve ® or Chase Sapphire Preferred ®. Select which purchases you’d like to redeem points. To file a claim over the phone, start by calling 888-320-9961. Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. NOT A. Balance transfers. The card also comes with some of the best travel insurance protection you will find from any credit. Though exact amounts vary over time, a sizable bonus can be worth hundreds. $550; each authorized user: $75 per year. Earn 5x total points on travel purchases through Chase Ultimate Rewards ® with the Chase Sapphire Preferred credit card. The Chase Sapphire Preferred points are worth 1 cent to 1. But if you don’t want to tie yourself down to a particular airline, it. As a welcome bonus, new cardholders earn 60,000 points when they spend $4,000 on new. Chase Sapphire Preferred® Card: Up to five referrals; Maximum 75,000 bonus points: Chase Sapphire Reserve® Up to five referrals; Maximum 50,000 bonus points: Cards in the Southwest Rapid Rewards. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel. Common reasons for denial: Too many recent inquiries. Chase Sapphire Preferred Highlights. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. It offers bonus rewards for travel and dining, with options for. Crunch the numbers on your spending habits and don’t make a. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. 49% and runs up to 29. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. com, Hulu. Chase Sapphire Preferred vs. The Chase Sapphire Preferred. 49% - 29. Approval is on the stricter side, but you have a good chance if you have a strong credit history and are within Chase's 5/24 rule. Chase Freedom Unlimited and Chase Freedom Flex: $100 cash back for each referral — up to $500 cash back per year. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. With Chase Ultimate Rewards, you can redeem the points you've earned for travel, experiences, merchandise, gift cards and even. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. 25 cents apiece when redeemed for travel through Chase, but can also be transferred to 11 airline and three hotel partners for. If activated by 12/31/23, expiration date will be 12/31/24. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. NOT FDIC INSURED. 25 cents each toward the cost of a travel. 31, 2024, or for a minimum of 12 months, depending on your activation date. The Chase Sapphire Preferred has lots of amazing benefits, and the $50 annual credit is one of them. I recently got notified that I was qualified for it with a $6000 credit line but wasn't sure if it was worth it. Chase Sapphire Preferred continues to redeem at 1. The 10% bonus doesn’t apply to the sign-up bonus or any bonus categories, but rather. com. With the Chase Sapphire Preferred, cardholders can earn 60,000. APR. A. The Citi Premier has more transfer partners than the Sapphire Preferred – 17 instead of 14. If you hold the Ink Business Preferred® Credit Card or Chase Sapphire Preferred® Card, you will get 1. And, given the new bonus and category bonuses, this card just moved to the top of the “you-need-to-know-about-this-card” list. The card recently revamped its earning rates so cardholders can accrue rewards even faster. 60,000 bonus points; 1:1 United transfer partner: Learn more: Chase Sapphire Preferred® Card 60,000 bonus miles; $0 introductory annual fee (then $95): Learn more: United℠ Explorer Card Newark to Los. The Chase Sapphire Preferred® Card has a $95 annual fee. Chase Sapphire Preferred Card: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. Chase Ultimate Rewards ® are. Common reasons for denial: Too many recent inquiries. Meanwhile, points earned with the Sapphire Preferred are worth just 1. 24% Variable). However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. The Chase Sapphire Preferred Card offers several benefits to cardmembers for an annual fee, including: Annual travel credit: $50 Annual Ultimate Rewards Hotel Credit Authorized user fee: None Foreign. Limited to one Sapphire card (e. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Among other things: Both cards act as excellent “hub” cards for earning Chase Ultimate Rewards points, and allow you to transfer points at the same rates to the Ultimate Rewards airline and hotel. For its part, the Chase Sapphire Reserve is also currently offering new applicants the opportunity to earn 60,000 bonus points after spending $4,000 in the first three months of account. One of the main benefits to the CLEAR program is skipping the initial TSA line. The Chase Sapphire Preferred® Card has a $95 annual fee. The Chase Sapphire Preferred® Card, meanwhile, is a. Chase Saphire Preferred: Cardholders will pay for services they receive, but the Roadside Dispatch program can help to coordinate services. " Scroll to see benefits, then choose "Travel. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months.